We Search. We Find. You Benefit
We work with the Nation's Biggest Insurance Companies, Regional Networks, and Local Specialists
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We operate in 45 States
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Our ultimate goal is to get you the best coverage at the lowest possible price
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Reach out to us before your insurance renews so we can shop your coverage and rates with everyone
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Call William today 949.287.4902
Insurance Coverages
Why We're Awesome for
Real Estate Agents
# 1: We're Quick, We're Thorough, and We're Efficient.
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# 2: You're busy, you're generally juggling a lot on a consistent basis, and you need to be focused on getting your deals closed. We get that, which is why real estate agents from all over enjoy working with me and my company.
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# 3: We issue underwriter approved policies within an hour and all of our quotes have been approved by and underwriter before we send them out.
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# 4: As soon as your client is interested in a home, let us know and we'll send you a CLUE report that details any insurance claims that have been filed on that property in the last 5 years. Why is that important? It's important because most insurance companies won't issue a new policy for a home that has had a loss within the last 3-5 years and that's not something you want to find out when your'e trying to get your deal closed. Fortunately, we have several Preferred Insurance Companies, offering great rates, who will write insurance with current claims for new purchases.
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# 5: As I mentioned, we're thorough, so when we issue a quote/policy, we've already detailed the specifics of the home, so your clients' policy is a comprehensive, rock solid, insurance product.
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# 6: We look for Comprehensive Coverage and Lowest Costs, and we shop every quote/policy with all of our carriers.
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# 7: The majority of our referrals come from real estate agents, so I know what you need and I have a thorough knowledge of the entire real estate process. I always make sure escrow and the lenders get exactly what they need as fast as possible so your deal is hiccup free.
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# 8: I make your job easier and I make your clients happy.
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One Agency
Consistently shopping your rates and terms with a robust list of insurance companies.
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What more could you ask for?
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Why We're Awesome for
Mortgage Professionals
# 1: We're Quick, We're Thorough, and We're Efficient.
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# 2: We're excellent when you need us most. If you ever need an EOI, or other insurance documents in a pinch, give us a call.
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# 3: I used to be in the mortgage business, so I speak the language and I understand your process.
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# 4: We always make sure your EOI's include the language you need to get the file closed ASAP. Full Replacement Cost, Reconstruction Cost Estimators, Vesting, Paid in Full, Mortgagee Clauses, etc.
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# 5: Escrow officers love us because we always have everything ready before they ask.
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# 6: We simplify the bridge between loan requirements and insurance coverage: Hazard Insurance, Home Insurance, Landlord Insurance, HO6, Primary Residence, Investment Properties, etc.
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# 7: Condo's: We're great at bridging the gap between HO6 policies and the Associations Master Policies.
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# 8: If we ever get a future request for a new mortgagee clause, we'll always reach out to you ASAP, because we go farther together.
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Trusted Insurance Broker
William Ghanem
There are a lot of Insurance Companies to choose from, so allows us to make it easy for you.
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Home Insurance
Auto Insurance
Business Insurance
Umbrella Insurance
Life Insurance
Reliability When It Matters Most
We incorporate years of experience with each service we provide and we're always looking out for your best interests.
We use insurance to protect your assets, your net worth, and your family.
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When done correctly, insurance is a great tool for mitigating your exposure to potential losses.
Insurance Companies
At Your Fingertips
Local, Regional & National Coverage
Safeco
Liberty Mutual
Travelers
Nationwide
National General Premier
Progressive
ASI
Kemper Preferred
CSE (Civil Service Employees)
AAA
Mercury
Bristol West
Foremost
American Modern
Kemper Specialty
PURE
CHUBB
Nationwide Private Client
Business Insurance
Life Insurance
The List Goes On...
