Search

Claims

Updated: Dec 22, 2019

It pays to have quality insurance.


When used correctly, insurance is a financial tool that will mitigate a loss in order to preserve and protect your assets and your income streams.


“Most of us rarely, if ever, need to use our insurance and therefore we often forget that insurance is all about the claims process."

We ensure that each and every claim is handled as quickly and smoothly as possible.


Landlord Policies

In June of 2019, one of our clients' tenants left a pot on the stove, which started a fire. The claim resulted in $224,000 worth of damages. The insurance company covered 100% of the damages, minus the deductible, including lost rents.


In Aug of 2019, one of our clients had a toilet overflow in the upstairs master bedroom. The resulting damages ended up being roughly $41,000, which included mold and asbestos remediation. The insurance company covered 100% of the damages, minus the deductible.


Homeowners Policies

In Jan 2019, a new client had a refrigerator line break on the very first night they owned their home. The insurance company stepped up and paid $39,000 for all the damages incurred, included replacing the wood floors in the kitchen and dining room.


Auto Policies

In May 2019, one of our clients was rear ended on the freeway by someone who didn't have insurance. His insurance company paid $29,000 to fix his car without question.


In June 2019, one of our clients was hit by a driver who ran a red light. The other guy tried to deny fault and our clients insurance company stepped up right away and paid out over $48,000 worth of damages to replace our clients car & a little over $5,000 in immediate medical bills.


It'as all about the claims process, and we vet every insurance company we use to ensure that you get the coverage you need when you need it most.

0 views

© 2020 by California Guardian Insurance Services