Search

Free Home Owners Report

Updated: Dec 17, 2019

Get your buyer the report as soon as possible

What is a CLUE Report?

A CLUE report lists all the insurance claims on the property over the last five to ten years.


Why is it important?

If you're buying a home, wouldn't you want to know what type of claims have been filed on the property?


From an insurance perspective, claims affect new insurance policies because the majority of insurance companies won't issue new policies for homes that have had a claim in the last 3-5 years. However, there are several quality companies that will, so the sooner you know, the better.


It's important because homeowners insurance is usually one of the last things the lender thoroughly reviews and you don't want any surprises when Escrow is asking for the Evidence of Insurance.


Most insurance agencies won't run the CLUE report until they issue the policy and several companies take approx 30-45 days to underwrite/approve the policy.


We never issue a quote, or Evidence of Insurance, until we've run the CLUE report and we're sure the quote, and policy, we send you is 100% accurate.

4 views

© 2020 by California Guardian Insurance Services